Dial star 99 hash on the mobile phone linked to your bank account

Enter the first four letters of your bank’s IFSC.   You can use the link above to find out the four letters of your bank’s IFSC

Choose funds-transfer-MMID (OR) transfer-funds-IFSC according to your convenience

Enter payee’s mobile number and MMID

Enter your MPIN, the amount you would like to send, and the last 4 digits of your bank account number

You will receive a confirmation message showing the transaction completion status