Characteristics of NPS

For how long do you need to invest?

You can invest till the age of 60 in NPS.

Where can you find NPS to invest in?

You can invest in NPS through the NPS mobile application.

What are the returns offered by NPS?

Your returns in NPS depend on your chosen investment option.

It depends on your Active Choice asset class performance if you have chosen active choice.

It depends on your chosen life cycle fund’s performance if you have selected the auto- choice option.

What is the minimum amount you can invest in NPS?

You can invest a minimum of ₹1000 per year in Tier 1 and Tier 2 accounts. Therefore, the total minimum amount required to invest in NPS is ₹2000 only per year.

What are the features of NPS?

Retirement planning investments.

Auto choice and Active Choice Options

What are the Tax Benefits of investing in Tier 1?

Good for planning retirement with small savings.
A lot of investments to choose from.
Can choose investments as per your risk profile.
A lower minimum yearly investment is required to keep the account active.

To track your progress

Characteristics of NPS

Scroll further to know about the things to be taken care of while investing in an NPS investment!