For how long do you need to invest?

Kisan Vikas Patra has a maturity period that changes from time to time as prescribed by the Ministry of Finance (MoF).

This means the maturity period keeps changing and is 124 months (as of September 2021).

Where can you find KYP to invest in?

You can find KYP investments across all post office branches.

What are the interest rates offered by KYP?

KYP investment offers an interest rate of 7.5% per annum (year) as of July 2023. If the money is invested for 124 months, you will get double the money.

What is the minimum amount you can invest every month?

The minimum amount required to invest in a KYP is ₹1000/-. Only a one-time investment of ₹1000/- or more is needed.

There are no regular investments required to keep the KYP investment running.

Are there any additional returns for the Senior Citizens?

No, there are no additional returns for senior citizens. For senior citizens, India Post offers a special scheme called the Senior Citizen Savings Scheme (SCSS). Check the SCSS guide here.