Take permission of all holders of the joint a/c

Clear all dues and debts associated with the joint a/c

Bring the a/c balance to zero

Visit the bank branch where the Joint Account exists and fill an a/c closure form

Surrender passbook, cheque book, debit card and credit card

All a/c holders will get an SMS once the a/c has been closed

Joint Bank Accounts are those that allow more than one person to own and control the transactions of one bank account.

A husband and wife, a child and a parent, or business partners can have a joint a/c.

All a/c holders of the joint a/c will have equal rights and access to the a/c.

We should open a joint a/c with only people we trust.

A joint a/c is a convenient option for businesses.

Opening a joint a/c is similar to opening a savings a/c.