The information given in table below is subject to change as per the market –
| Lender |
Interest-Free Period/ Interest Charged |
Credit Limit |
Additional Information |
| Bharat Pe’s Post Pay |
Depends on the amount borrowed. |
10 Lakhs |
Make payment through PostPe by downloading the app. It is also launching a PostPe card which can be used in physical stores. Cashbacks and rewards after reaching certain creditworthiness milestones. |
| LazyPay, powered by PayU |
15 Days |
1 Lakh |
Eligible only after proprietary consumer profiling and risk analysis carried out by LazyPay. You need to be a member to use the service. |
| Simpl |
15 Days |
The spending limit is set by default, following which the limit is constantly updated based on how regularly repayment is made. |
Can use service only through the Simpl app. |
| Zest Money |
EMI Installments |
Credit limit determined after KYC verification |
Can shop across 3000+ online merchants. |
| ePayLater |
14 Days; 3% per month in case of delay |
25,000 to 25 Lakh |
The amount gets debited automatically from linked bank A/C. |
| Paytm’s Paytm Postpaid |
30 Days |
60,000 |
60,000 |
| HDFC’s Flexi Pay |
15-90 Days |
1000- 60,000 |
Only Current A/C and Savings A/C holders at HDFC Bank are eligible. |
| ICICI’s ICICI Pay Later |
45 Days; Charged on a monthly basis |
1 Lakh |
Must hold an ICICI bank account |
That’s it. You are ready to use BNPL!
