How to claim Health Insurance?

Step 1: Contact the insurance branch office on their toll-free number or website or email or mobile app.
Step 2: Fill out a claim intimation form. The form can be found on the insurance company’s website. For example: LIC India claim intimation form

If the insurance company does not have a claim intimation form, a claim intimation letter can be written. It should have the following information:

1. Policy Number

2. Name of Insured

3. Date of Admission in Hospital

4. Cause of Hospitalization

5. Hospital Address

6. Name of the Claimant

Step 3: Submit the following documents to the insurance company:

Filled Claim Intimation form

Death Certificate (if applicable)

Copies of medical records, test reports, admission records of hospitals and labs

Critical Illness Claim Form filled by Doctor

Original Policy Document

Deeds of Assessment

Claim Discharge Form

Quick Tip

The Critical Illness Claim Form is a form that should be filled while claiming insurance for medical treatment.

Example: SBI Life Insurance

Deeds of Assignment is a document which transfers the Life Insurance policy from one person to another (usually from the Life Assured to the Beneficiary). Example

Claim Discharge Form is given by insurance companies at the time of paying the sum assured to the claimant.

Example

To track your progress

How to claim Health Insurance?

Quick Tip

Proceed further to know what to do if you have an issue with the claim settlement!