Digital payment methods are of various kinds and they all require you to have an active bank account linked to Aadhar card and registered phone number. The digital methods make life easier and transactions quicker. Below given are popular methods of making digital payments!

Bank Card Payment

Your ATM, Credit Card and Debit card can be used to swipe/scan in a physical store or to pay using your card details online or if you wish you can also withdraw money using them at an ATM machine. 

USSD

Even with no internet or smartphone, you can transact with USSD. Dial *99# through any phone to transfer money or check balances/passbook. The service is available in 12 languages.

UPI

Use any UPI apps such as Paytm, GooglePay, BHIM UPI etc. and send or receive money directly to your bank account anytime and anywhere. Just connect your bank account, Aadhar card and mobile number and easily scan, pay or receive money without visiting bank

Mobile Wallets

Similar to a physical wallet, a digital wallet helps you add money from your bank account to your wallet in phone. You can use it to pay bills and shop online, receive cashbacks and more without having to carry debit card or cash anywhere.

Mobile Banking

Access any kind of banking service through your mobile phone. Download the app for your bank, register your details and you can now use this app to check balance, see history, make or break Recurring Deposit and Fixed Deposit etc. 

AEPS or Aadhaar Enabled Payment System

Transfer, withdraw, deposit, and check balance using your Aadhaar card and fingerprint as an authenticated medium for accessing the information from your bank account. 

BNPL or Buy now Pay Later

It is a kind of a short term loan (credit) that we borrow from E-lending businesses for buying products online.

Internet Banking

When you can access all your banking facilities online such as receiving and sending money etc. with the help of the internet, it is called internet banking.