Convenience: You can make and receive payments from the comfort of your home and that too within a few minutes 

Security: Since carrying large sum of cash is not required, there’s no chance of theft or losing it! Infact these digital payments are protected to avoid fraud by double verification method

Offers: To promote digital payments, banking and UPI portals offer cashback, discounts and coupons, etc.

Savings: You can track your money and cut on excess spending. Your transaction history will also reflect your expenditures.