Inverse relation tenure and the amount you pay

The longer the tenure for a zero-coupon bond, the lesser you have to pay for investing and getting the same maturity value.

Stay alert to Fraud

No bond or debt scheme will offer you incentives or higher returns for bringing more investors to the scheme. Beware of fraud Ponzi schemes

It is a long term investment

Zero-coupon bonds are long-term investments. Make sure you are not putting all your money in a zero-coupon bond. Keep some amount of money in shorter-term deposits as well. 

• Short-term – six to twelve months
• Medium-term – More than a year to five years
• Long-term – More than five years to ten years

Not for emergencies

Keep some amount of your savings in your savings bank account for emergencies. Don’t put all your savings into investments.

Premature withdrawal

Make sure you do not need to withdraw your zero-coupon bond before the withdrawal. Premature withdrawal might not be allowed or have a penalty.

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