Read this before you start investing in FRBs.
Different fixed-rate bonds offer different interest rates.
It is better to check, compare and choose the higher ones for the same period.
Each bond has a pre-specified purpose for the investment. If there is no purpose for issuing bonds, or if the scheme offers you benefits or additional interest on bringing more investors, it is a scam or fraud investment.
Beware of financial frauds and Ponzi schemes.
While investing in corporate bonds, check for the credit ratings by the credit rating agencies like CRISIL. The higher the credit rating of the bond issuer, the lower can be the risk on your investments.
Make sure you are not putting all your money in a very longer-term fixed-rate bond. Keep some amount of money in shorter-term deposits as well.
Keep some amount of your savings in your savings bank account for emergencies. Don’t put all your savings into bond investments.