Vidya deposited Rs. 25,000 in Fixed Deposit with a bank in her minor daughter’s name. The bank gave her an acknowledgment receipt for the deposit. Vidya went to the bank on the date of maturity of the Fixed Deposit for renewing it. The bank told her that renewal was not possible as there was no Fixed Deposit in her daughter’s name in the bank. Vidya is very worried about losing her money. What would your advice to her be?

Sumitra has bought health insurance for her and her husband. She pays Rs. 3,000 premium every year in March and the policy gets renewed. This year too she paid the premium. But, even after two months the insurance company has not given her the renewed insurance policy. She has called the insurance agent and the insurance office branch manager multiple times about it. She has gone to the office twice and asked for it. She is tired of asking for the renewed policy document over and over again. What should she now do?