Repayment of borrowing is the main part after having availed of it. Here are some things to keep in mind while doing so to avoid any trouble:

• Automate repayments on loan through your bank account

• Account for monthly payment before taking a loan, do not sell property or borrow more to repay a borrowing

• Calculate the monthly repayment amount before incurring the loan

• Check for subsidies for which you might be eligible